Doing the 10% for 6 months...

You CAN do it! And while it is true that you have purchased nothing TANGIBLE yet, look at it this way: you have purchased a 6 month membership in an exclusive online support community, you have purchased a "lotto" or "raffle" ticket with the chance to win big $$$ at the end, and you have purchased accountability and motivation for the next six months. And like you say, we have all spent MORE $ on all kinds of stuff, (especially FOOD, lol), and have gotten WAY less of a return on investment. This will be WORTH IT!